Privacy Policy

You must read this Privacy Policy, and related documents (the Terms of Use and the Acceptable Use Guidelines), carefully before accessing or using the Sedgwick and Cedar website (as defined in the Terms of Use). By accessing or using the Sedgwick and Cedar websites, you agree to be bound by this Privacy Policy and the Terms of Use and the Acceptable Use Guidelines and all the terms and conditions set forth herein and therein. If you wish not to be bound by these terms you must navigate away from the Sedgwick and Cedar website now, and you are prohibited from accessing and using such Web sites until such time as you are willing to be so bound. If you use the Sedgwick and Cedar website in a manner inconsistent with this Privacy Policy, the Terms of Use or the Acceptable Use Guidelines Sedgwick and Cedar may terminate your access, block your future access and/or seek such other additional relief as Sedgwick and Cedar, in its sole and reasonable discretion, shall determine. This Privacy Policy may be modified per its terms.
1. Information About Visitors to the Sedgwick and Cedar website
Sedgwick and Cedar keeps track of the Sedgwick and Cedar website, and pages our visitors view within the Sedgwick and Cedar website, to enable Sedgwick and Cedar to determine what sites and services are the most popular. This data can be used to deliver customized content and advertising to Sedgwick and Cedar’s customers and other visitors to the Sedgwick and Cedar website whose behavior indicates that they are interested in a specific subject area. Sedgwick and Cedar’s service may automatically gather certain usage information like the numbers and frequency of visitors to the Sedgwick and Cedar website and its pages, and Sedgwick and Cedar will only use information gathered in this manner in the aggregate to enable Sedgwick and Cedar to improve and better design the Sedgwick and Cedar website.

To facilitate the above, the Sedgwick and Cedar website may use a technology called “cookies” – small files attached to your Web browser – which tell Sedgwick and Cedar how and when pages in the Sedgwick and Cedar website are visited, and by how many people. Sedgwick and Cedar’s cookies do not collect personally identifiable information and do not combine information collected through cookies with other personally identifiable information, so users remain anonymous. Sedgwick and Cedar may also provide statistical “ratings” information in the aggregate (and never about individual users personally) to Sedgwick and Cedar’s partners about how visitors, collectively, use the Sedgwick and Cedar website.

2. Use of Cookies
Some the Sedgwick and Cedar website may use “cookies” to personalize users’ online experience. Cookies cannot be used to run programs or deliver viruses to users’ computers. Cookies are uniquely assigned to individual users, and can only be read by a Web server in the domain that issued such cookies.

Among the primary purposes of cookies is to indicate to Sedgwick and Cedar’s Web server that a particular user has returned to a specific page and enables Sedgwick and Cedar’s Web servers to “remember” such users from prior visits – including any preferences such users may have established during such prior visits. This simplifies the process of recording personal information, such as billing addresses, shipping addresses, etc. When a visitor returns to the same Sedgwick and Cedar Web site, the information previously provided can be retrieved, so that such visitor can easily use the Sedgwick and Cedar website’ features previously customized.

Users have the ability and the right to accept or decline cookies. Most Web browsers automatically accept cookies, but users may be able to modify their browser settings to decline cookies or purchase third-party programs that provide such functionality. If a user chooses to decline cookies, such user may not be able to fully experience the interactive features of the Sedgwick and Cedar website visited.

3. Use of Third Party Advertising
Sedgwick and Cedar sometimes enters contracts to provide space on the Sedgwick and Cedar website to third-parties including advertisers. Sedgwick and Cedar will never reveal users’ Personal Data (as hereinafter defined) or data about a user’s specific visits to the Sedgwick and Cedar website to such third-parties. Sedgwick and Cedar reserves the right to provide information to such third-parties about visitors to the Sedgwick and Cedar website in the aggregate, absent any personally-identifying information.

4. Information About You
Sedgwick and Cedar may request specific information about a user when such user signs up to use a service or orders a product or other information through the Sedgwick and Cedar website. Sedgwick and Cedar does not sell, rent or lease its customer lists to third parties. Sedgwick and Cedar does, however, require specific information to enable provisioning of such service or product, to bill for the same, and to enable Sedgwick and Cedar to properly credit and maintain users’ accounts. Such information typically includes, but may not be limited to, name, age, Internet address or screen name, billing address, type of computer, phone number, credit card number, and other information of a personally-identifying and financial nature (collectively “Personal Data”). To the extent permitted by law and notwithstanding anything herein or in either the Terms of Use or Acceptable Use Guidelines to the contrary, Sedgwick and Cedar reserves the right to use such Personal Data to inform users of additional products and services which Sedgwick and Cedar believes they might be interested in learning about. In the event Sedgwick and Cedar exercises this right, users can opt not to receive such information by letting Sedgwick and Cedar know on the registration screen when signing up for the product or service or through such other mechanism as Sedgwick and Cedar shall make available. Sedgwick and Cedar may ask users to identify their interests to enable Sedgwick and Cedar to enrich users’ online experience; users may choose to respond or not. Additionally, Sedgwick and Cedar may offer users an opportunity to be listed in a directory on one of Sedgwick and Cedar-branded services; such listings are also optional and users can edit or delete their listing information at their discretion.

Sedgwick and Cedar takes all reasonable precautions to prevent unauthorized or illegal correlation of any user-sensitive data, such as Personal Data, race, religion, political affiliation, or sexual orientation, with personally identifiable data.

5. Security of Users’ Personal Information & Personal Data
Sedgwick and Cedar secures users’ Personal Data and other personal information from unauthorized access, use or disclosure, and secures such information we receive from them on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. Personal Data and other personal information is transmitted to other computer or Web sites, if at all, through the use of Secure Socket Layer (SSL) encrypted protection whenever possible.

6. Third Party Disclosure
Sedgwick and Cedar does not use or disclose information about users’ individual visits to the Sedgwick and Cedar website or personal data that they may provide Sedgwick and Cedar, such as name, address, email address or telephone number, to any un-affiliated companies. Sedgwick and Cedar may share with our Sedgwick and Cedar Web Site partners aggregated ratings information about access to and use of the Sedgwick and Cedar website, however, and Sedgwick and Cedar may utilize the services of trusted partners to assist in such statistical analysis. All such third parties are prohibited from using users’ personal information except to provide such services to Sedgwick and Cedar, and are required to maintain the confidentiality of users’ information.

Sedgwick and Cedar never discloses personal information (including Personal Data) without notice to the owner of such information unless required to do so (i) by law or in the good faith belief that such action is necessary to comply with the law and legal process, (ii) in the good faith belief that such action is necessary to protect the safety of the Sedgwick and Cedar website user or other Sedgwick and Cedar customer or the public generally, or (iii) in the good faith belief that such action is necessary to protect and defend the rights of Sedgwick and Cedar, its affiliates and subsidiaries.

7. Children & The Web
Sedgwick and Cedar does not specifically target minors per se via its marketing and advertising efforts whether electronic or otherwise, and believes that minors should get their parents’ consent before giving out any personal or sensitive information whether over the Internet or otherwise. Sedgwick and Cedar encourages parents to be engaged and proactive participants in their minor’s experience in cyberspace and otherwise, and to review important safety tips before their minor explores the Internet; Sedgwick and Cedar also encourages minors to consult with their parents before giving out information of any kind about themselves and their families whether on the Internet or otherwise.

8. Privacy Policy Changes
Sedgwick and Cedar reserves the right to update and change this Privacy Policy in light of both industry best-practices, user comments and its own discretion with or without prior notice. In the event Sedgwick and Cedar believes, in its sole discretion, that such changes materially change these policies, Sedgwick and Cedar will provide notice of such proposed changes prior to their being implemented; such notice shall appear on the Sedgwick and Cedar website’ homepage (www.thefader.com). Users are responsible for periodically reviewing these policies to ensure their continued comfort as to Sedgwick and Cedar’s handling of their confidential and identifying information, particularly their Personal Data.

9. Enforcement
Sedgwick and Cedar is happy to receive comments about and suggestions to improve this Privacy Policy. If a user would like to communicate his or her comments or suggestions, or believes Sedgwick and Cedar has failed to abide by this Privacy Policy, such user is encouraged to contact Sedgwick and Cedar at any of the following listings:

Sedgwick and Cedar

info@sc73.com

10. Rules of User Conduct

User, by posting information in or otherwise using any Sedgwick and Cedar-provided service that may be available to user on or through the Sedgwick and Cedar website, agrees not to upload, post, or otherwise distribute or facilitate distribution of any content including, without limitation, text, software code (whether object, executable or otherwise), ../images, sounds, or other data or information that:

1. is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts of a violent or threatening nature directed at another individual or group of individuals, or otherwise violates Sedgwick and Cedar’s rules or policies;
2. victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, disability or any other protected status;
3. infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any other entity;
4. constitutes unauthorized or unsolicited advertising, junk or bulk e-mail (also known as “spamming”), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;
5. contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or
6. fraudulently impersonates any person or entity, including any employee or representative of Sedgwick and Cedar.

User further agrees to refrain from “data mining” or otherwise gathering or collecting (whether through solicitation or otherwise) data or information about or regarding any other user of the Sedgwick and Cedar website whether to facilitate the transmission of unsolicited bulk electronic e-mail or otherwise.

Sedgwick and Cedar does not censor or edit content posted by users of the Sedgwick and Cedar website to the Sedgwick and Cedar website and meant, by the posting user, to be publicly available. Sedgwick and Cedar does, however, reserve the right, whether itself or via its agents, to do so, and if in Sedgwick and Cedar’s sole discretion it determines the need, to remove or otherwise edit any content that (i) does not comply with this Privacy Policy, the Terms of Use or the Acceptable Use Guidelines, (ii) is otherwise harmful, objectionable, or inaccurate, or (iii) violates the law of any political sub-division having jurisdiction. Notwithstanding the foregoing, Sedgwick and Cedar is not responsible for any failure or delay in removing or editing such content.